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Question

I flicked a staple and hit my friend in the eye. After he went to the doctor he found out that it scratched his cornea and now his parents' lawyer has sent us a letter saying they want my Mom's homeowners insurance number to pay, but I don't think that will even cover all the costs. Can he sue us for our house, cars, etc. too? Thanks.

Answer

Your Mom's homeowners insurance will most likely cover all of the costs except for the deductible. Unless there is permanent damage to the eye, or some other extreme problem it will be a manageable amount and won't require the sale of your house or cars. He can't make your mom sell all of the stuff, he can simply get a judgment and try to collect the money.
Added:
Friday, 23 July 2010
Revised:
Friday, 23 July 2010

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